Todd Lubar’s Life and Career

January 21, 2017

Lubar is well known for his tremendous contributions to the mortgage banking industry. The short period he spent at Crestar Mortgage Corporation, working as a loan originator was his groundbreaking moment as far as learning the ropes of mortgage banking is concerned. He obtained invaluable experience while at Crestar, which helped to shape the career he enjoys today. Todd Lubar focused his time on building important relationships with real estate agents, financial planners, CPAs, as well as insurance agents who today are a crucial part of the sources of his referral business. For many years, Todd Lubar has appeared in the top 25 list of mortgage originators.


Lubar has also worked in other fields such as the Demolition, real estate development, recycling, and the nightclub industries. Apart from his education background, his extensive experience in different industries has contributed significantly to the capacity he exhibits in running businesses and excelling in nearly any environment. Recently, Lubar identified, and is participating in yet another industry – helping the needy. Currently, he is the president of TDL Global Ventures and the Senior Vice President of Legendary Investments.


Todd Lubar studied Bachelors of Arts in speech communication at Syracuse University where he graduated in 1995. The job at Crestar (1995-1999) was his first – immediately after graduating from the University. He has worked at Legacy Financial Group, Charter Funding (as senior VP) and Priority Financial Services.


Lubar resides in Bethesda Maryland and is a proud father of two beautiful children who also live in Bethesda. He never passes an opportunity to express his love for Orange County, CA. Besides traveling, he is always looking forward to spending time with his kids. He aspires to improve himself as a person and be in a position to positively impact the lives of the people he interacts with.



Josh Verne’s Advice on How to Achieve Success on Both a Personal and Professional Level.

January 16, 2017

Josh Verne is the founder of, alongside Paul Dumas and Jon Dorman. The three partners began the firm to specialize in offering customers with fully packaged high-end products at affordable prices. The company manages to benefit its customers by eliminating the need to charge its clients with additional fees and increased interest rates. The e-commerce enterprise allows individuals to make purchases using their payroll deductions or directly from their salary. Josh Verne served as the founder, president and chief executive officer of the firm since its inception in April 2011 until its sale in April 2015.



Josh worked for Home Line Furniture as the president, from June 1995 until 2011 before launching He led the Philadelphia-based company to distribute furniture to retailers across the United States. Josh oversaw the opening of the firm’s Chicago warehouse, assembly station, and the manufacturing plant in Asheboro, NC. Currently, Josh Verne is the chief executive officer of Flocku, LLC, which he founded in April 2015. Flocku is a student-based website that features trending news in aspects that affect a student’s life, such as sports and exams. It also offers a platform for students to network, read, watch and share information and opinions.



In a podcast published in 2016, Josh Verne shared his perspective on how one can achieve success on a personal and professional level. He explained that it is important not to block one’s self on the way to reaching a goal. He began by explaining how acting like a leader at the workplace more beneficial than working like a boss. According to Josh, a leader inspires his team to respect him so as to maximally serve the society, whereas a boss demands respect hence does not motivate his people to put forth maximum effort in realizing a goal. He strongly advised that to gain more power and authority at the workplace; it is more prudent to listen than to talk.



Josh stated that for one to grow the business at a faster rate, it is important to create a win-win situation for the firm, employees, and the society. He explained that a win-win situation forces a business owner to find a solution that will benefit all the entities involved in a business transaction. Josh Verne advises individuals to identify something that they are most passionate about and create a balanced life strategy. He cited that a fulfilling life involves success in wealth, health, personal growth, and relationships.


Laidlaw & Company Got Me Started With New Investments For Retirement

January 9, 2017

I was ready to retire the moment I started working, and I needed a plan that would help me achieve my goals. I did not not want be the person who was not ready for retirement, and I wanted to have information I could share with friends. This article is a story about how I became a better investor using Laidlaw & Company and their staff.

#1: Investing Slowly

I was told that investing slowly for many years at a time would help me obtain the finest results. Each new investment I made helped me build on the portfolio I started long ago. I did not want to start my portfolio all at once as I did not have the cash for it, and Laidlaw helped me create wealth for the future.

#2: The Future Plan For Retirement

Retirement plans will change several times over before I leave work, and I have a broker at Laidlaw who helps me understand what my options are. I wanted to invest small amounts of money many times over the course of a year, and I saw a report from my broker at least once a week.

#3: Their Leaders Are Special

I learned quite a lot about James Ahern and Matthew Eitner before I started investing with Laidlaw, and I found they were helpful in many respects as I cared for my money. They wanted to know what my goals were for my money, and they wanted to see me succeed even though I was very young when I started with them.

I recommend Laidlaw & Company because they offer the best customer service, and they have shown me that I am capable of preparing for my retirement early. I felt comfortable with them, and I am seeing results just a few years in.

Services provided by Handy Cleaning Company

January 5, 2017

A clean environment looks smart and attractive. Everyone enjoys being there and admires living in a clean home. Cleanliness is what everyone deserves and should maintain at home. Cleaning your body is the first thing you do in the morning and you should do to your house. Staying at a clean house is healthy and prevents you from contracting diseases. Also cleaning your property keeps it new and neat for a long time. Even though cleaning becomes difficult due to the tight schedules or jobs that keep you away from home for long hours. You don’t have to worry since there are people who are well trained to do the household services for you.

There are companies with qualified experts who offer all cleaning services. These service providers ensure your home is fresh and clean in a way to please you once you come back from work. With a clean and attractive house you relax your mind and prepare for the next shift. Handy Cleaning Company is one of the top cleaning companies that offer cleaning services all over the country. Handy Cleaning Company which is also known as Handybook offers a variety of services to not less than 25cities all around New York. The company also was founded in New York. The service providers from are well trained, experienced, insured, friendly, trustworthy faithful just to mention a few.


Handybook works hard day in day out, to improve their services and satisfy their clients. Lately they launched Handy delivery which deals with transportation and delivery of goods. The company ensures you are able to receive maximum services whenever you require them. This service mostly transports furniture and deliver within 24 hours at your door step. Services from Handy are fast and reliable. They have also improved the booking sector, by introducing an app where you book online your smart phone.


Bernardo Chua Achieves Success through Adversity

January 2, 2017

Bernardo Chua, a well-known successful businessman, is making a name for himself both in the Philippines and around the globe. He is one of the few that has shown the confidence, strength, and focus on building himself up from being just an employee to a globally recognized entrepreneur. Along the way, he has developed a superb acumen for business strategies and planning. Now he is running and overseeing the operation of his newest company; Organo Gold.

One of Bernardo’s most prominent strengths is his vision for marketing. He used his expertise to found Organo Gold back in 2008 in Vancouver, British Columbia in Canada. The start-up company, which began with just three employees, has flourished into a multi-million dollar industry with independent distributors and employees into the thousands.

According to The Street, Bernardo Chua’s hard work and expertise have paid off in more ways than one. Aside from the financial successes that has has enjoyed, he has also received a number of awards and accolades that recognized his contributions.

For example, in 2014 Bernardo received a Business and Industry Dangal ng Bayan Award, he has been selected as the Direct Sales Company Executive of the Year more than six times, and in January of 2015 Bernardo, along with two of his staff attended the award ceremony held by the National Consumer Affairs Foundation where he received two more Dangal ng Bayan awards.

In addition to his awe-inspiring strides in the business world, Bernardo has shown great generosity in his efforts in philanthropy. In correlation with Organo Gold, Bernardo founded the OG Cares Foundation with is intended to enrich the lives of young men and women across the world and transform them into better leaders.

Bernardo contributes to the foundation by giving speeches and providing mentorship in an attempt to make a large impact on a greater scale.

He knows from his own past that with hard work, focus, and determination, anyone can become accomplished in business and leadership, and he wants to be sure that others that are less fortunate can adopt the same vision he had as a youth. He is a shining example of adversity and success.

Bruce Levenson Caught up in Lawsuit Involving AHBE and AIG

December 16, 2016

Bruce Levenson’s name came back into the headlines this year after the AHBE LLC filed a lawsuit against AIG. Levenson was mentioned since he was a former controlling partner of the AHBE. The litigation filed by the former owners of the Atlanta Hawks Basketball team involved the AIG’s breach of contract regarding the settlement claims initiated by Danny Ferry, the former general manager of AHBE.

AHBE filed the litigation in the Superior Court of Fulton County on September 13, 2016. The lawsuit was not only termed as an insurance bad faith but also a civil action for breach of contract. AHBE claimed that AIG covered it for various losses associated with employment practices, including, but not limited to various acts of workplace torts and wrongful termination. An undisclosed buyout agreement reached by the Hawks ownership and Ferry ended their relationship, which commenced in 2012. Subsequently, the approval for buying the Hawks came two days later after Ferry had left AHBE.

Bruce Levenson

Forbes billionaire Bruce Levenson is a man whose reputation is entangled with the National Basketball Association. This is because of previously serving as a co-owner of the Atlanta Hawks LLC, which was formerly renowned as the Atlanta Spirit LLC. The Atlanta Hawks LLC owned the Atlanta Hawks Basketball team as well as the operating rights of the Philips Arena. Levenson is also known in the business scene as the co-founder of the United Communications Group ( as well as the founding board member and a member of the board of directors for TechTarget.

In his early years, Bruce  Levenson served in many different capacities such as an adviser for BIA Digital Partners. More importantly, he served a member of the board of directors for Newsletter and Electronic Publishers Association. Aside from business and basketball, he is an altruistic individual with a proven track record of involvement in many charity initiatives. He is a renowned supporter of the Jewish causes such as the Jewish Youth Philanthropy Institute and Birthright Israel


Mind-Blowing Facts About Brad Reifler

December 11, 2016

An American and well known entrepreneur, Brad Reifler attended Bowdoin College where he attained his bachelor’s degree. What you may not know about him is that he has wide connections in 6 different industries where he connects with 5 Board Members in 5 varying organizations. Mr. Reifler holds such appealing traits in leadership. Such have seen him spearhead activities in companies of high regard such CIFCO International Group serving as a Partner, Forefront Capital Markets Management and LLC where he is the founder and CEO. In 1995 he founded Pali Capital Inc. where he served as the Chairman and Chief Executive Officer until 2008.

It is also worth noting that in 1992, Brad Reifler founded Reifler Capital Management as he continued serving in various capacities in different companies. So far the company has exhibited great prowess in offering advice, creating and executing business coalitions, banking, distribution of leaders as well as portfolio management. The regulatory licenses he holds are amazing, ranging from 3, 7, 24, and 63. He is of incredible wisdom regarding money matters and that is probably the reason he has maintained an excellent track in performance. Commonly he is known as a serial entrepreneur.

Brad Reifler’s Response to a Fictional Movie “Money Monster”

The movie exposes the shortcomings experienced by a small investor in an attempt to keep in the expedition of weathering the stormy financial atmosphere. Lee Gates, a Wall Street guru is taken captive by a resentful investor Kyle Budwell, after picking hot stocks as host of a TV program. As it unfolds, there is a tangling web of lies that Clooney and cast make attempts to uncover.

Responding to the same, Brad Reifler clearly elaborates the three main challenges faced by the small investor as follows; fees; where the middlemen end up enriching themselves even when their clients may not thrive. He goes on condemning this act. Secondly, he talks of access to investments; small investors being limited to the investments they can take part in as they are considered less intelligent as compared to accredited investors and finally the Stock Market Risk where the only available investments to non-accredited investors are interrelated to the stock market.

Losing Weight With Water

December 9, 2016

People are always faced with different health issues. However, there is one thing that is worth noting. It is that people are not getting as much water as they used to. For one thing, water makes up a large amount of the human body. Without water, the body’s metabolism will slow down which will result in the person storing fat. This is why it is important for the individual to make sure that his water level is healthy.

If one starts having a deficiency in water, then that will throw every aspect of his body off. This often leaves him vulnerable to a wide variety of health problems. Learn more about Waiakea Spring:

Among the issues that people are faced with when it comes to drinking water is the taste. Water does not typically have an appealing taste to it. However, for most people, the taste is not noticeable. In some cases, the water does have a subtle foul taste or texture to it. This is because of the contaminants that are in the water. While most are harmless, some could actually cause some issues down the line. This is why it is important for people to make sure that they are getting clean and pure water.

Fortunately, there are certain forms of water that are very clean and pure. This makes it easier for people to enjoy the water. CharmCityBeverages said that this type of water is called Waiakea spring water. With this type of water, people will have an easier time losing weight. One of the reasons that Waiakea water is the type of water to drink is that it is very clean and it has a great taste to it. This makes it much more appealing to drink.

According to Specialty Food, when people drink water from Waiakea Water, they are not only working towards improving their physical health, but they are also improving their mental health. Water also plays a big part in the functioning of the brain. People who drink healthy amounts of water are better able to think about things and focus on their task. This would also help them come up with creative solutions for fitness.

Wessex Institutes of Technology Wiki Recap

December 6, 2016

The Wessex Institute of Technology (WIT) is an educational and research institute for a small number of graduate students. Wessex Institute strives to develop “a series of knowledge transfer mechanisms… between academics and professional users within industry.”

Professor Carlos Brebbia established WIT in 1986 to focus on:

  • Research
  • Conferences
  • Publishing

Located at Ashurst Lodge in the New Forest National Park, 100 kilometers from London, WIT was established 900 years ago by King William I. Locals still graze livestock on forest land owned by the British crown.

WIT research programs are funded by industry and research organizations from throughout Europe and North America.

An annual WIT conference program awards the Prigogine Medal, which was established in memory of Ilya Prigogine, Nobel Prize winner in chemistry. Since 2004, the prize has been awarded annually to international recipients by WIT and the University of Siena.

Handy: Improving the Business Model

November 30, 2016

Handy is a company that offers cleaning and handyman services via their app on smart phones. They offer a 60 second booking process, secure payment, and a 100% money back guarantee. Handy claims to be the most convenient way to book home services. It was founded in 2012 by Oisin Hanrahan and Umang Dua. Both attending Harvard Business together, they generated the idea for Handy while rooming together in their Cambridge, Massachusetts apartment. Hanrahan and Dua had already seen that this was a good way to implement the ubiquity of smart phones in their business, in hopes of over turning the market.

Although their business idea was well received by customers, potential employees, and investors, there were still challenges to overcome up ahead. Hanrahan and Dua were able to raise $110 million in venture capital, and was in a growing market of businesses of their kind. With growing popularity of businesses in their market, encountered competition. They were presented with a “land grab” between rivals like Homejoy, Mopp, and Exec. However, they were eventually able to eliminate the competition, as they would usually outspend them, and were able to acquire Mopp and Exec.

When Handy began spending more that planned every month, they sought to sacrifice growth for profitability. Handy worked on ways to improve their customer satisfaction rate, in response to the many negative reviews they receives in Apple’s App store. They did this by updating the system for their call center, hiring more qualified “pros,” and deciding not to expand their market any further than it already was. This stabilized their means of profitability, and could serve them well in future investment ventures.

Handy’s economics are looking better with each quarter. More than 50% of its growth is organic or through referral channels. As a result they yielded a 33% decrease in the average cost of acquiring customers. The company as a whole has seen a margin jump from 7 to 20%. Their monthly spending has decreased, and they plan to flip the extra earnings to profitability sometimes during the 2nd half of 2017. The lessons Hanrahan and Dua learned earlier on their path of attaining venture capital helped give them a better hold on the fate of their company. For more info. visit