David Giertz Explains Being Ready for Retirement

October 27, 2017

Enjoying a successful retirement is a long-term goal that many individuals want to achieve in their lifetime, but the actual planning and preparation for those years is often overlooked. Financial expert and industry professional David Giertz explains numerous ways that each individual can confidently retire with the right assets.

David Giertz explains that retirement planning is based on the individual’s annual income and how much money may be suitable for investment. Any person who wants to retire at what is now the standard age of 65 will need approximately 13 times their yearly salary to be prepared. However, Giertz adds that early retirement (age 55) typically requires almost 33 times an individual’s yearly salary.

Regarding investments, the individual should be thoughtful about mitigating risk. According to David Giertz, having a savings account mixed with investing in different types of securities will give the individual a combination of various risk levels and returns. Giertz also recommends investing in healthcare savings to be financially stable in the case of any medical needs.

David Giertz has over 30 years of experience as a certified financial advisor. He is currently the President of the sales and distribution services at Nationwide Investment Services Corporation. Giertz works out of the Dublin, Ohio offices and acts as a broker to help clients purchase investment-related products. His experience comes from his history as an advisor at other notable firms such as Citicorp Investment Services and Financial Horizons Securities Corporation.

Prior to beginning his career, David Giertz graduated from Millikin Univeristy in Illinois and received a Bachelor of Science in business. He also earned his Executive MBA degree from the University of Miami. Giertz stays active in the community and contributes his time to charitable organizations. He has served on the Board for the Girl Scouts of Broward County and Millikin University’s Board of Trustees.

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